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Account Management

Delete your account

This action is permanent and irreversible. Please read all information below before proceeding.

Updated: May 10, 2026

Warning: Deleting your Pody account is immediate and permanent. You will instantly lose access to your account, purchase history, and instalment schedules.

01 / Permanent

Immediate & Irreversible

Account deletion is instant and cannot be undone. You will lose access to all Pody services immediately upon confirmation.

02 / Data

Regulated Retention

Certain data is legally retained after deletion — KYC records (5 yrs), transaction records (6 yrs), and credit data (7 yrs) per Nigerian law.

03 / Obligations

Settle Before Deleting

Any outstanding repayments, fees, or dues will be fully settled before your account deletion request can be processed.

01. Deletion Walkthrough

01

Open Pody App

Launch the Pody app and tap the profile icon

02

Go to Account Settings

Tap "Account" from the settings menu to manage your account preferences.

03

Request Account Deletion

Scroll to the bottom and tap "Delete Account" to begin the closure process.

04

Review Closure Terms

Read through the account closure terms carefully. This outlines what happens to your data, active orders, and any outstanding balance before you proceed.

05

Final Confirmation

Enter your registered email address to verify your identity, then tap "Delete my Account" to permanently close your account.

App Preview

In-app only. Account deletion can only be initiated via the app. For privacy requests, email privacy@pody.network.

02. Mandatory Data Retention

As a BNPL platform regulated under Nigerian law, we are legally obligated to retain certain data.

Data CategoryRetentionLegal Basis
KYC / Identity Data5 yearsAML Obligations & FCCPC Guidelines
Transaction Records6 yearsNigerian Tax & FCCPC Compliance
Credit & Repayment Records7 yearsCredit Reporting Act 2017
Student / Academic Data3 years post-closureDispute Resolution
Communication Logs2 yearsInternal Policy