Laptops & Computers
MacBooks, Windows ultrabooks, Chromebooks, and desktops from globally recognized brands at market price.
- Processor
- Pro Grade
- Condition
- New · Pre-owned · Refurbished
- Warranty
- Available
Pody BNPL
Buy now, pay later for students.
Get the device you need at market price. Students can spread the cost in easy, interest-free instalments.
Coming soon
App Store
Coming soon
Google Play
Credit Score
650Good
0% Interest
LIMIT
₦1,000,000
Access up to ₦1m to spend in-app on devices.
ELIGIBILITY
STUDENTS
Eligibility is based on your academics and reputation.
INTEREST RATE
0%
Zero interest BNPL at market price. No hidden fees, no markup.
TENURE
270 DAYS
Spread your repayments for up to 270 days.
Simple by design
Three steps to get ahead.
Step 01
Create account
Sign up in seconds and complete your KYC to unlock your credit limit.
Step 02
Browse catalogue
Pick your device from our catalogue and add to cart
Step 03
Pay
Pay outrightly or split your purchase into manageable instalments.
Who qualifies
Who told you grades don't matter?
At Pody, we take your grades seriously and consider them as part of your assessment. Your academic performance may influence the credit available to you.
90%
Considered
Academic Standing
100%
Required
Enrollment Status
70%
Key Factor
Reputation
—
Not required
Proof of Income
PODY.
Institutional ID Card
TA
Tunde AkinwaleID: 7749 · ENG_DEPT
CGPA Status
4.10 /5.00Academic Level
400LUnlocked Limit
₦150k0xPdy_7749
The gap is real
Without the right tools, students fall behind peers who have access to better technology.
Pody changes that
Your academic reputation is your credit score. The harder you work, the more access you unlock.
“72% of Nigerian students report that access to a personal device will significantly improve their academic performance.
~0.0M
Students enrolled in
tertiary institutions
0 in 5
Students lack access
to a personal device
What you can buy
Everything a student needs.
Professional-grade hardware curated specifically for the modern student.
Smartphones & Tablets
iPhones, Android flagships, iPads, and Android tablets from globally recognized brands at market price.
- Performance
- Top Grade
- Condition
- New · Pre-owned · Refurbished
- Warranty
- Available
Genuine devices · Verified sources · Condition stated upfront
How we source
We know where every device comes from.
We buy from OEMs and vendor we've verified.
Condition
Sealed if it's new, device condition is stated in the listing.
New · pre-owned · refurbished
Warranty
Full manufacturer cover on new units, stated on the rest.
Cover · per listing
Price
Devices are sold at market price, no hidden fees or markup.
0% interest · no markup
Brands we stock
AppleSamsungDellHPLenovoAsusMicrosoftGoogle
Financing made simple
Get financed. Repay with ease.
Your academic record unlocks your limit, you pay a little upfront, and the rest is spread into instalments.
01
Unlock your limit
Sign up, verify your student status, and get credit limit up to ₦1,000,000
Academic record02
Pick a device
Browse the catalogue, pick your device, and pay as little as 20% upfront.
From 20% down03
Spread the balance
The balance is split into manageable instalments up to 270 days.
0% interest04
Repay in-app
Repay directly in the app, every on-time payment builds your Credit Score.
Boost Credit ScoreCommon questions
Everything you need to know.
Yes. Anyone can setup an account, browse the catalogue, and buy any device outright at market price.
Start today
Get the device. Own your future.
Join thousands of students already shopping smarter with Pody. No salary slip, no guarantor, zero interest - just your academic record.