Buy Now, Pay Later
for Students.
Get the laptop, phone, or solar you need right now — and pay in easy, interest-free instalments. No salary slip. No guarantor. Just your academic record.
Coming soon
App Store
Coming soon
Google Play
Credit Score
650 Good
0% Interest
LIMIT
₦1,000,000
Access up to ₦1m to spend in-app on devices from verified vendors.
ELIGIBILITY
STUDENTS
Eligibility is based on your academic standing and reputation.
INTEREST RATE
0%
Zero interest BNPL at market price. No hidden fees, no markup.
TENURE
270 DAYS
Spread repayments for up to 270 days. No pressure, no rush.
Simple by design
Three steps to
get ahead.
01
Step 01
Create your account
Sign up in seconds and complete your KYC to unlock your limit.
02
Step 02
Browse the catalogue
Pick your device from our catalogue of vetted vendors.
03
Step 03
Pay your way
Pay outrightly or split your purchase into manageable installments.
Who qualifies
Who told you grades don't matter?
At Pody, we take your grades seriously and consider them as part of your assessment. Your academic performance may influence the credit made available to you.
Considered
Academic Standing
90%
Required
Enrollment Status
100%
Key Factor
Reputation
70%
Not required
Proof of Income
Institutional ID Card
Tunde Akinwale
ID: 7749 // ENG_DEPT
CGPA Status
4.10
Academic Level
400L
Unlocked Limit
₦150k
The gap is real
Without the right tools, students fall behind peers who have access to better technologies.
Pody changes that
Your academic reputation is your credit score. The harder you work, the more access you unlock.
72%
"72% of Nigerian students report that access to a personal device will significantly improve their academic performance.
~0.0M
Students enrolled in
tertiary institutions
0 in 5
Students lack access
to a personal device
Everything a serious
student needs.
Professional-grade hardware curated specifically for the modern student ecosystem.
Laptops & Computers
01
MacBooks, Windows ultrabooks, Chromebooks, and desktops from ₦180,000 to ₦1,000,000. All vetted, all at market price.
We move fast
Order today.
Get it fast.
Once your BNPL application is approved, your device will be shipped to you. We work with trusted brands to help ensure timely delivery.
Apply & get approved
Submit your application and receive a fast qualification decision.
Vendor confirms order
Your chosen vendor is notified immediately and begins preparing your order.
Shipped to your door
Fast local delivery across Nigeria. Track your package right inside the app.
Common questions
Everything you
need to know.
Start today
Get the device.
Own your future.
Join thousands of Nigerian students who are already shopping smarter with Pody BNPL. Your academic record is all you need.
Pody Network Limited is not a bank.
BNPL approval is subject to our due diligence and approval process.
Device availability is also subject to stock levels and may vary by time and location.