Buy now, pay later for students.
Get the laptop, phone you need right now and pay in easy, interest-free instalments. No salary slip. No guarantor.
Coming soon
App Store
Coming soon
Google Play
Credit Score
650Good
0% Interest
LIMIT
₦1,000,000
Access up to ₦1m to spend in-app on devices sourced from globally recognized brands.
ELIGIBILITY
STUDENTS
Eligibility is based on your academic standing and reputation.
INTEREST RATE
0%
Zero interest BNPL at market price. No hidden fees, no markup.
TENURE
270 DAYS
Spread repayments for up to 270 days. No pressure, no rush.
Simple by design
Three steps to get ahead.
Step 01
Create your account
Sign up in seconds and complete your KYC to unlock your limit.
Step 02
Browse the catalogue
Pick your device from our catalogue of genuine hardware.
Step 03
Pay your way
Pay outrightly or split your purchase into manageable installments.
Who qualifies
Who told you grades don't matter?
At Pody, we take your grades seriously and consider them as part of your assessment. Your academic performance may influence the credit made available to you.
Considered
Academic Standing
Required
Enrollment Status
Key Factor
Reputation
Not required
Proof of Income
Institutional ID Card
Tunde Akinwale
ID: 7749 · ENG_DEPT
CGPA Status
4.10
Academic Level
400L
Unlocked Limit
₦150k
Auth Token · 0xPdy_7749
The gap is real
Without the right tools, students fall behind peers who have access to better technology.
Pody changes that
Your academic reputation is your credit score. The harder you work, the more access you unlock.
“72% of Nigerian students report that access to a personal device will significantly improve their academic performance.
~0.0M
Students enrolled in
tertiary institutions
0 in 5
Students lack access
to a personal device
What you can buy
Everything a student needs.
Professional-grade hardware curated specifically for the modern student.
Laptops & Computers
01
Authentic MacBooks, Windows ultrabooks, Chromebooks, and desktops from globally recognized brands at market price.
Straight from the source
Genuine devices, direct from globally recognized OEMs.
We don't resell from unverified middlemen. Every device on Pody is sourced directly from globally recognized original equipment manufacturers and their authorized distributors — so what lands at your door is brand-new, sealed, and warranty-backed.
Genuine & sealed
Every brand-new device is factory-sealed sourced directly from globally recognized brands. No refurbished, no counterfeits.
Manufacturer warranty
Because we buy from the source, your device ships with full manufacturer warranty and after-sales support intact.
Market price, always
You pay the same price you would in-store zero interest and no hidden markup for spreading it out.
Sourced from brands you already trust
Financing made simple
Get financed. Repay with ease.
No salary slip, no guarantor, no interest. Your academic record unlocks your limit, you pay a little upfront, and the rest is spread into instalments you repay right inside the app.
Unlock your limit
Sign up, verify your student status, and get an interest-free spending limit of up to ₦1,000,000
Academic recordPick a device & pay a little upfront
Browse the catalogue, pick your device, and pay as little as 20% upfront.
From 20% downSpread the balance
The balance is split into manageable instalments up to 270 days zero interest, No markup, ever.
0% interestRepay in-app & grow your limit
Repay directly in the app, every on-time payment builds your Credit Score.
Boost Credit ScoreCommon questions
Everything you need to know.
Any enrolled student at a recognised institution with a partnership with Pody. You will need to verify your student status during onboarding.
Start today
Get the device. Own your future.
Join thousands of students already shopping smarter with Pody. No salary slip, no guarantor, zero interest - just your academic record.
Pody Network Limited is not a bank. BNPL approval is subject to our due diligence and approval process. Device availability is also subject to stock levels and may vary by time and location.