Laptops & Computers
Authentic MacBooks, Windows ultrabooks, Chromebooks, and desktops from globally recognized brands at market price.
- Processor
- Pro Grade
- Condition
- New · Pre-owned · Refurbished
- Warranty
- Available
Pody BNPL
Buy now, pay later for students.
Get the device you need at market price. Students can spread the cost in easy, interest-free instalments. No salary slip. No guarantor.
Coming soon
App Store
Coming soon
Google Play
Credit Score
650Good
0% Interest
LIMIT
₦1,000,000
Access up to ₦1m to spend in-app on devices sourced from globally recognized brands.
ELIGIBILITY
STUDENTS
Eligibility is based on your academic standing and reputation.
INTEREST RATE
0%
Zero interest BNPL at market price. No hidden fees, no markup.
TENURE
270 DAYS
Spread repayments for up to 270 days. No pressure, no rush.
Simple by design
Three steps to get ahead.
Step 01
Create your account
Sign up in seconds and complete your KYC to unlock your limit.
Step 02
Browse the catalogue
Pick your device from our catalogue of genuine hardware.
Step 03
Pay your way
Pay outrightly or split your purchase into manageable instalments.
Who qualifies
Who told you grades don't matter?
At Pody, we take your grades seriously and consider them as part of your assessment. Your academic performance may influence the credit made available to you.
90%
Considered
Academic Standing
100%
Required
Enrollment Status
70%
Key Factor
Reputation
—
Not required
Proof of Income
PODY.
Institutional ID Card
TA
Tunde AkinwaleID: 7749 · ENG_DEPT
CGPA Status
4.10 /5.00Academic Level
400LUnlocked Limit
₦150k0xPdy_7749
The gap is real
Without the right tools, students fall behind peers who have access to better technology.
Pody changes that
Your academic reputation is your credit score. The harder you work, the more access you unlock.
“72% of Nigerian students report that access to a personal device will significantly improve their academic performance.
~0.0M
Students enrolled in
tertiary institutions
0 in 5
Students lack access
to a personal device
What you can buy
Everything a student needs.
Professional-grade hardware curated specifically for the modern student.
Smartphones & Tablets
Authentic iPhones, Android flagships, iPads, and Android tablets from globally recognized brands at market price.
- Performance
- Top Grade
- Condition
- New · Pre-owned · Refurbished
- Warranty
- Available
Genuine devices · Verified sources · Condition stated upfront
Straight from the source
Genuine devices, from sources we verify.
We don't resell from unverified vendors. Every device on Pody is sourced directly from globally recognized original equipment manufacturers or verified vendors.
Genuine, never counterfeit
Brand-new units arrive factory-sealed. Pre-owned and refurbished units are listed with their condition stated upfront, so nothing about your device is a surprise on delivery.
Condition · stated upfront
Warranty intact
Brand-new devices ship with their full manufacturer warranty and after-sales support intact. Cover on every other unit is stated on its listing.
Warranty · per listing
Market price, always
You pay the same price you would in-store zero interest and no hidden markup for spreading it out.
Price · at market
Sourced from brands you already trust
AppleSamsungDellHPLenovoAsusMicrosoftGoogle
Financing made simple
Get financed. Repay with ease.
No salary slip, no guarantor, no interest. Your academic record unlocks your limit, you pay a little upfront, and the rest is spread into instalments you repay right inside the app.
01
Unlock your limit
Sign up, verify your student status, and get an interest-free spending limit of up to ₦1,000,000
Academic record02
Pick a device & pay a little upfront
Browse the catalogue, pick your device, and pay as little as 20% upfront.
From 20% down03
Spread the balance
The balance is split into manageable instalments up to 270 days zero interest, No markup, ever.
0% interest04
Repay in-app & grow your limit
Repay directly in the app, every on-time payment builds your Credit Score.
Boost Credit ScoreCommon questions
Everything you need to know.
Yes. Anyone can open an account, browse the catalogue, and buy any device outright at market price. Buy Now, Pay Later is the one feature reserved for verified students.
Start today
Get the device. Own your future.
Join thousands of students already shopping smarter with Pody. No salary slip, no guarantor, zero interest - just your academic record.
Pody Network Limited is not a bank. BNPL approval is subject to our due diligence and approval process. Device availability is also subject to stock levels and may vary by time and location.