Laptops & Computers
MacBooks, Windows ultrabooks, Chromebooks, and desktops from globally recognized brands at market price.
- Processor
- Pro Grade
- Condition
- New · Pre-owned · Refurbished
- Warranty
- Available
Pody BNPL
Buy now, pay later for students.
Get the device you need at market price. Spread the cost in easy, interest-free instalments.
Credit Score
650Good
0% Interest
LIMIT
₦1,000,000
Access up to ₦1m to spend in-app on devices.
ELIGIBILITY
STUDENTS
Eligibility is based on your academics and reputation.
INTEREST RATE
0%
Zero interest BNPL at market price. No hidden fees, no markup.
TENURE
270 DAYS
Spread your repayments for up to 270 days.
Simple by design
Three steps to get ahead.
Step 01
Create account
Sign up in seconds and complete your KYC to unlock your credit limit.
Step 02
Browse catalogue
Pick your device from our catalogue and add to cart
Step 03
Pay
Pay outrightly or split your purchase into manageable instalments.
Who qualifies
Who told you grades don't matter?
At Pody, we take your grades seriously and consider them as part of your assessment. Your academic performance may influence the credit available to you.
90%
Considered
Academic Standing
100%
Required
Enrollment Status
70%
Key Factor
Reputation
—
Proof of Income
PODY.
Institutional ID Card
TA
Tunde AkinwaleID: 7749 · ENG_DEPT
CGPA Status
4.10 /5.00Academic Level
400LUnlocked Limit
₦150k0xPdy_7749
The gap is real
Without the right tools, students fall behind peers who have access to better technology.
72%
of Nigerian students report that access to a personal device will significantly improve their academic performance.
~1.9M
Students enrolled in
tertiary institutions
2 in 5
Students lack access
to a personal device
Your academic reputation helps shape your credit score, the harder you work, the more access you unlock.
What you can buy
Everything a student needs.
Professional-grade hardware curated specifically for the modern student.
Smartphones & Tablets
iPhones, Android flagships, iPads, and Android tablets from globally recognized brands at market price.
- Performance
- Top Grade
- Condition
- New · Pre-owned · Refurbished
- Warranty
- Available
Genuine devices · Verified sources · Condition stated upfront
Brands we sell
Find your next device from brands you know.
- Apple
- Samsung
- Dell
- HP
- Lenovo
- Asus
- Microsoft
- Zinox
- Tecno
- itel
- Infinix
Financing made simple
Get financed. Repay with ease.
Your academic record unlocks your limit, you pay a little upfront, and the rest is spread into instalments.
01
Unlock your limit
Sign up, verify your student status, and get credit limit up to ₦1,000,000
Academic record02
Pick a device
Browse the catalogue, pick your device, and pay as little as 20% upfront.
From 20% down03
Spread the balance
The balance is split into manageable instalments up to 270 days.
0% interest04
Repay in-app
Repay directly in the app, every on-time payment builds your Credit Score.
Boost Credit ScoreYes. Anyone can setup an account, browse the catalogue, and buy any device outright at market price.
Any enrolled student at a recognised institution with a partnership with Pody.
Up to ₦1,000,000 depending on your academic standing and credibility on the Pody platform.
We don’t charge interest, You pay the market price of the device, split across your instalments. No hidden fees, no markup.
We will notify you and work with you to find a solution. However, consistent missed payments may affect your future access to the platform.
You can use Pody to get essential learning and productivity devices such as laptops, smartphones, tablets, and accessories that support your studies.
Yes. You can request a return within the return window stated in your order terms if the device is defective, damaged on arrival, or not what you ordered.
Yes. That is what Pody BNPL is for. Pay part of the price upfront, then spread the rest into daily, weekly or monthly instalments that you choose at checkout.
You can pay as low as 20% upfront. The remaining balance is then spread over manageable instalments.
Start today
Get the device. Own your future.
No salary slip, no guarantor, zero interest - just your academic record.
Pody Network Limited is not a bank. BNPL approval is subject to our due diligence and approval process. Device availability is also subject to stock levels and may vary by time and location.