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Account Management

Delete your account

This action is permanent and irreversible. Please read all information below before proceeding.

Updated: May 10, 2026

Warning: Deleting your Pody account is immediate and permanent. You will instantly lose access to your account, purchase history, and instalment schedules.

01 / Permanent

Immediate & Irreversible

Account deletion is instant and cannot be undone. You will lose access to all Pody services immediately upon confirmation.

02 / Data

Regulated Retention

Certain data is legally retained after deletion: KYC records (5 yrs), transaction records (6 yrs), and credit data (7 yrs) per Nigerian law.

03 / Obligations

Settle Before Deleting

Any outstanding repayments, fees, or dues will be fully settled before your account deletion request can be processed.

01. Deletion Walkthrough

Tap a step to jump to it.

Pody app: Open Pody App

In-app only. Account deletion can only be initiated via the app. For privacy requests, email privacy@pody.network.

02. Mandatory Data Retention

As a BNPL platform regulated under Nigerian law, we are legally obligated to retain certain data.

Data CategoryRetentionLegal Basis
KYC / Identity Data5 yearsAML Obligations & FCCPC Guidelines
Transaction Records6 yearsNigerian Tax & FCCPC Compliance
Credit & Repayment Records7 yearsCredit Reporting Act 2017
Student / Academic Data3 years post-closureDispute Resolution
Communication Logs2 yearsInternal Policy