How It WorksEligibilitySourcingFAQContact
Coming Soon

Trust is liquid.

Pody evaluates your academic and ecosystem activity to build a Portable Credit Score that you own and control.

Academic Equity

45%

Your hard work is collateral. We translate GPA into financial reliability.

Engagement

30%

Active participation in the Pody ecosystem and timely repayments build your score velocity.

Verified Trust

25%

Peer-to-peer trust signals and institutional verifications consolidate your credit standing.

Take your score anywhere.

01

Build Your Profile

Connect your academic and social identifiers to generate your initial Pody Score.

02

Grant Permission

Decide which developers or apps can view your score. You are the gatekeeper of your data.

03

Unlock Benefits

Access higher credit limits, lower interest rates, and exclusive student perks instantly.

User Interface

Global Pody Score

742

Permission Required
Tier: Gold

Developer Hub

Verify merit, not just IDs.

Integrate Pody scores into your checkout or lending flow. Leverage high-fidelity user data to offer tailored financial products with zero friction.

User-Authorized Access
Privacy-First Scoring
Real-time Webhooks
POST /v1/auth/request-scoreComing Soon
{
  "app_id": "pody_merchant_01",
  "requested_fields": ["credit_score", "tier"],
  "user_consent_token": "usr_772...a1",
  "response": {
    "score": 742,
    "tier": "GOLD",
    "status": "VERIFIED"
  }
}

Integrate with Pody Auth