Student laptop financing, with no guarantor.
Get the laptop now. Pay 20% today and the rest over up to 270 days, with 0% interest and no payslip.
Pay over
- Today (20%)
- ₦90,000
- Per month
- ₦60,000
- Per week
- ₦13,846
- Per day
- ₦2,000
- Interest ₦0 · Total
- ₦450,000
Example prices. Weekly and daily amounts are approximate; the app shows your exact schedule before you confirm.
What you need
Qualify with your studies, not your salary.
Instalments are for students at a partner institution. Your limit, up to ₦1,000,000, follows your Pody Credit Score.
What you need
- A government-issued ID, a short liveness check and your address
- Your student details: institution, course, matric number and student ID card
- Money in your Pody wallet for each instalment, topped up by bank transfer or Flutterwave
Verification usually takes one business day.
What you don't
- A payslip or proof of income
- A guarantor
- A credit history
How to start
Four steps in the app.
Every step in detail is in how Pody works and the Pody Finance guide.
- 1
Get the app
Download Pody on iOS or Android and sign up with your email.
- 2
Verify
Check your ID and student status. Reviews usually take one business day.
- 3
Pick a laptop
From the brands you know. New ones come sealed with the maker's warranty.
- 4
Choose Pody Finance
Pay at least 20% at checkout, then spread the rest daily, weekly or monthly.
The laptops
From the brands you know.
Every laptop comes from the brand or its official sellers, at the normal shop price. New ones come sealed with the maker's warranty. Prefer a phone or tablet? The same plan works: buy now, pay later.
- Apple
- Samsung
- Dell
- HP
- Lenovo
- Asus
- Microsoft
- Zinox
- Tecno
- itel
- Infinix
Your options
Other ways to get a laptop, honestly.
Government laptop schemes
Public laptop loan schemes for students open from time to time. Check the scheme's own site for who qualifies and its current terms.
Saving up
No cost and no plan, but it takes months, and the laptop you need for this semester arrives late.
Pody
For students at partner institutions: the laptop now, 20% today, the rest over up to 270 days, with 0% interest and no guarantor.
Can I get student finance to buy a laptop?
Yes. With Pody, students at partner institutions can pay for a laptop in instalments: at least 20% today and the rest over up to 270 days, with 0% interest. You verify your ID and your student status in the app; there's no payslip or guarantor.
Can I get a student loan for a laptop?
Pody isn't a loan. You buy the laptop in the Pody app and pay it off in instalments, with no interest and no markup, so you pay the laptop's market price and nothing more if you pay on time.
Can I get a laptop financed without a guarantor?
Yes. Pody looks at your enrolment, your academic standing and how you repay, so there's no guarantor, no payslip and no credit history check.
Is there a laptop loan for students by the government?
Some governments run laptop loan schemes for students from time to time; check the scheme's own site for who qualifies and its current terms. Pody isn't a government scheme or a loan: it's a private payment plan you can use any time.
Is there a laptop payment plan for university students?
Yes. Pody is an instalment plan built for university students at partner institutions: pay at least 20% today, then daily, weekly or monthly over 1, 3, 6 or 9 months, up to 270 days, with 0% interest.
How much can I spend on a laptop?
Your limit goes up to ₦1,000,000 and follows your Pody Credit Score, which grows as you study and repay on time. The app shows what's available to you at checkout.
What happens if I miss a payment?
We'll notify you and work with you on it. A late instalment lowers your credit score and may carry a late payment fee, as set out in our terms.
Start today
Get the device. Own your future.
No salary slip, no guarantor, zero interest - just your academic record.
Pody Network Limited is not a bank. BNPL approval is subject to our due diligence and approval process. Device availability is also subject to stock levels and may vary by time and location.