For students

Pody Credit Score, made simple

Your score is a number from 0 to 1,000 that helps Pody understand your repayment history and set your spending limit for eligible device instalment plans.

0Poor
01,000

Drag the dial to explore the bands. A higher score may help you access a higher limit.

What is it?

A quick guide to how you have managed payments with Pody.

Try it

How does it change?

Pay on time and finish plans to build your score. Late payments can lower it.

What is it for?

It helps set your limit for buying a device in instalments.

What changes your score?

Good payment habits and your academic standing helps determine your score.

Day oneIllustrative
1

Pay instalments on time

On-time payments are the biggest way to build your score.

2

Finish your payment plan

Completing a plan improve your score and help Pody review your limit.

3

Keep your student details current

Your academic standing can affect how high your score can go.

What do the score bands mean?

The band gives you a simple view of your score. Your actual spending limit depends on your score

0Illustrative
0–299Poor
300–499Fair
500–699Good
700–899Very good
900–1000Excellent

In the app

Where can I see my score?

Right on the Finance tab. Tap a step to jump to it.