Get your device now. Pay for it over time.
Pay 20% today and the rest over up to 270 days, with no interest. Drag the price below to see your plan.
Your device costs
₦450,000Pay over
₦0 interest · ₦0 fees · ₦0 markup
Example only. Approval and your limit depend on your Pody Credit Score.
Time to device
Use it now, not months later.
Save up and you get the device at the end. With Pody, you get it on day one.
72%
of Nigerian students say a personal device would significantly improve their academic performance. Two in five don't have access to one.
What we ask for
Built around being a student.
No salary slip, guarantor or credit history needed. We look at your studies and how you repay with Pody.
How the Pody Credit Score works →Built to grow with you
Every plan you finish counts toward the next.
Paying on time raises your Pody Credit Score. Finishing a plan, or paying it off early, raises it further and helps Pody review your limit, up to ₦1,000,000.
- Plan 1Active
- Plan 2Waits its turn
- Plan 3Waits its turn
- Plan 4Waits its turn
Good to know
Before you buy.
A few things worth knowing, kept simple.
Pody is not a bank.
We sell devices on instalments. Approval is never guaranteed.
Instalments are for students.
Anyone can buy outright. Paying later is for verified students.
Pay 20% at checkout.
The rest is spread over up to 270 days.
One plan at a time.
Finish it before starting another. Paying early helps your score.
Your limit isn't a target.
It grows with your Pody Credit Score, up to ₦1,000,000. Buy what you need.
Returns are for faults.
Faulty, damaged or wrong devices can be returned. A change of mind can't.
Start today
Get the device. Own your future.
No salary slip, no guarantor, zero interest - just your academic record.
Pody Network Limited is not a bank. BNPL approval is subject to our due diligence and approval process. Device availability is also subject to stock levels and may vary by time and location.