13 — Pody Guide

Unlock a higher limit

There is no application form the limit follows the score.

Your spending limit tracks your Pody Credit Score, and the score tracks your behaviour. There is no application to fill in and no way to request an increase from support. See Profile, then Account & credit limit, for your current limit and how much of it is in use.

How to raise it

1. 1Pay every instalment on or before its due date. Fund your wallet ahead so a slow bank transfer never makes a payment late.
2. 2Finish your first plan. A completed plan re-rates your limit for the next purchase, and it is the fastest way out of the starting band.
3. 3Start smaller than your ceiling. A modest device repaid cleanly builds more limit than an expensive one repaid late.
4. 4Keep your enrolment and academic records current. Academic standing sets how high your score can carry you.
5. 5Clear balances early when you can. Early repayment is a positive signal and costs you nothing.