Pody Guide

10 — Pody Guide

Repayments

How instalments work, and what happens when you miss one.


Every repayment happens inside the app, funded from your wallet. Open Finance to see your active plan, the next amount due, and the date it falls due. You can pay an instalment early or clear the whole balance at any time without a penalty.

Your schedule

The financed balance is divided evenly across the tenure and frequency you chose at checkout. Instalment dates are fixed then and do not move.

Keep your wallet funded ahead of each due date. See Top up your wallet for the two ways to do that.

If you miss a payment

Make sure to top-up your wallet the system automatically deducts the due payment.

Repayment history is reported

Credit and repayment records are retained for seven years under the Credit Reporting Act 2017. A default on Pody can follow you to other lenders.