Pody Guide

03 — Pody Guide

Verification & KYC

Prove your enrolment and identity to unlock Buy Now, Pay Later.


These two steps are optional, and together they are what unlock Buy Now, Pay Later. Skip them and your account still works you can browse the full catalogue and buy any device outright.

Complete KYC

Because BNPL extends you credit, Nigerian regulation requires us to know who you are before we approve a limit. KYC asks for a government-issued ID and a short liveness check, and address verification. Nothing here is shared with your institution.

KYC also gates your wallet

Bank top-up needs a completed KYC before we can issue you an account number, so it is worth finishing even if you are not applying for BNPL.

Verify your student status

You will be asked for your institution, course of study, your matriculation number, instituional email, enrollment date, expected graduation date and a student ID card. Verification is usually reviewed within one business day.

  • Your institution must have a partnership with Pody. If it does not appear in the list, tell us at hello@pody.network and we will look at adding it.
  • Photograph the Id Card in good light with all four corners visible. Cropped or glare-heavy images are the most common reason a review is sent back.
  • Your name on the document must match the name on your account.

Why we ask for this

KYC and identity records are retained for five years under anti-money-laundering obligations, even if you later close your account. See Account & data for the full schedule.